Types of Gifts

Charitable Trusts | Real Estate | Bequests
Charitable Gift Annuity
| Life Insurance | Retirement Plans

Charitable Gift Annuity

A charitable gift annuity enables you to provide lasting support for Saratoga Hospital—and to receive lifetime income for yourself and up to one more beneficiary. This type of gift is a simple contract. In exchange for your gift, Saratoga Hospital provides you with income for life, at an attractive fixed rate. You also receive an immediate tax deduction for a portion of your gift. After the death of the last beneficiary, the remainder of your gift becomes part of the Hospital's endowment and benefits our community for generations to come.

Deferred Gift Annuity

With this type of charitable gift annuity, you delay the start of  income payments to a future date, typically age 65 or older. Because of the delay, you receive a higher annuity rate and a larger charitable tax deduction. You still receive income for life, at a guaranteed fixed rate. And you leave a lasting legacy of support for the Hospital.

To obtain rates for a Deferred Charitable Gift Annuity, or for more information or to schedule a personal consultation with no obligation, please contact the Foundation office at 518-583-8340.

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